Harshil Mathur and Razorpay: Simplifying Payments for a Digital India

Before Razorpay, accepting online payments in India was slow, complex, and filled with paperwork. Harshil Mathur, along with Shashank Kumar, experienced this problem firsthand while building a startup. Instead of adjusting to a broken system, they chose to fix it. That decision led to the birth of Razorpay in 2014.

Harshil’s vision was clear. Make digital payments simple, fast, and accessible for every business, from startups to large enterprises. Razorpay started by offering seamless payment gateway solutions, removing friction for merchants who wanted to go online. Clean APIs, quick onboarding, and reliable infrastructure set it apart.

As India moved toward a cashless economy, Razorpay evolved rapidly. It expanded into banking solutions, payroll, business loans, and financial management tools, transforming itself from a payment gateway into a full financial ecosystem for businesses.

Challenges were constant. Regulatory changes, security concerns, and intense competition tested the company. Yet Harshil focused on compliance, trust, and long-term product thinking. Razorpay invested heavily in technology and customer support, ensuring reliability at scale.

Today, Razorpay powers millions of businesses and plays a crucial role in India’s digital economy. Harshil Mathur’s journey proves that strong infrastructure businesses are built by solving invisible but critical problems. By focusing on simplicity and scale, Razorpay helped unlock growth for an entire generation of Indian entrepreneurs.

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